Today, the Scoop talks to Nicole Rowney, a Customer Service Advisor for the Royal Bank of Scotland on why you should open a Help to Buy ISA before the day is over.

See below for specific points about the ISAs.

0.30 – What is an ISA?

1.00 – What are the benefits?

1.30 – What are the rules?

2.00 – How long to save?

2.30 – Interest rates?

There are 27 banks and building societies participating in the scheme, including Clydesdale, Lloyds, Santander and Barclays.

If you are a first-time buyer and are interested in this scheme, you need to sign up in the next 6 days.

November 30th is the deadline!